Privacy Policy for Mortgage Strategies
Effective Date: July 28, 2026
Mortgage Strategies respects your privacy and is committed to protecting any information you provide while using the app.
Information We Collect
Mortgage Strategies may collect your email address or other contact information only when you voluntarily provide it—for example, when requesting support or choosing to receive notices about the app.
Mortgage information entered into the app is used solely to perform the calculations, comparisons, amortization schedules, and other functions requested by the user.
How We Use Your Information
Any personal information you voluntarily provide will be used only to:
Respond to support requests or questions.
Notify you of important changes to the app.
Provide information about app updates, improvements, or new features.
Communicate changes to this Privacy Policy or the app’s terms.
Your information will not be used for advertising, lead generation, credit decisions, lending solicitations, or unrelated marketing.
No Sale or Sharing of Personal Information
Mortgage Strategies does not sell, rent, trade, license, supply, or otherwise provide your personal information to outside companies, advertisers, lenders, mortgage brokers, data brokers, marketing organizations, or other third-party entities.
Mortgage Strategies is an independent mortgage-analysis application and is not affiliated with any bank, lender, mortgage broker, credit-reporting agency, or government lending program.
Information may be disclosed only when required by applicable law, a valid court order, or a lawful government request, or when reasonably necessary to protect the rights, safety, or security of users, the app, or others.
No Tracking or Targeted Advertising
Mortgage Strategies does not use personal information to track users across apps or websites. The app does not use personal information for targeted advertising or sell information for advertising purposes.
Data Retention and Deletion
Personal information voluntarily provided for communications or support will be retained only for as long as reasonably necessary to fulfill the purpose for which it was provided or to comply with applicable legal obligations.
You may request deletion of personal information you have provided by contacting:
[phil.hawkins@sbcgglobal.net]
After a verified deletion request is received, the applicable personal information will be deleted unless its retention is required by law.
You may stop receiving app-related email communications at any time by using the unsubscribe instructions included in the communication or by contacting the email address above.
Data Security
Reasonable administrative and technical safeguards are used to protect personal information against unauthorized access, alteration, disclosure, misuse, or destruction. However, no electronic storage or transmission method can be guaranteed to be completely secure.
Children’s Privacy
Mortgage Strategies is not directed toward children under 13, and we do not knowingly collect personal information from children under 13. If such information is discovered, it will be deleted promptly.
Changes to This Privacy Policy
This Privacy Policy may be updated when the app, applicable laws, or privacy practices change. Users may be notified of material changes through the app, by email when contact information has been voluntarily provided, or by posting an updated policy with a revised effective date.
Contact
For privacy questions, requests, or concerns, contact:
**Phil Hawkins****Email: **phil.hawkins@sbcglobal.net
© 2026 Phil Hawkins. All rights reserved.